How MinyTrade Escrow Works
We act as a neutral middleman. The seller deposits the funds, we lock them, and we only release payment when both parties are satisfied.
1. Browse & Choose
Browse live offers from our verified merchants. Compare rates and choose the one that's right for you.
2. Pay into Secure Escrow
Your payment is held safely in our MinyTrade escrow lockbox. The merchant cannot access it until you confirm receipt.
3. Confirm & Receive
Receive your USD or other asset from the merchant. Once you confirm, we instantly release their payment.
Protection Status
Active Coverage
20-Minute Lock Rule
If a merchant tries to cancel a trade, their funds stay locked for 20 minutes, giving you time to dispute.
Verified Identity
Every merchant must submit their BVN/NIN and Proof of Address before trading.
Admin Intervention
In a dispute, our admins join the chat, review evidence, and release funds to the rightful owner.
Why is MinyTrade Safe?
The biggest fear in P2P trading is sending assets and not getting paid. MinyTrade solves this with Automated Escrow.
Unlike WhatsApp or Telegram groups where you trust a stranger, MinyTrade holds the money. The merchant cannot touch the money until you say you are happy.
Still have questions?
Check our detailed guide on fees, limits, and account security.
Visit Help Center